Thank you for visiting TheLendingLady.com. This website is not a solicitation or
advertisement for any areas in which The Lending Lady is not licensed to do business.

If you are not currently a customer of The Lending Lady, we hope you will consider us. We
offer professional service along with our great rates.

Before using this site, please carefully read the terms of use and privacy policy.

By accessing our site(s) on the Internet (the "Site"), you indicate your acknowledgement and acceptance of the terms listed.

The Lending Lady maintains the Site to provide you with information about it's products and services, and to facilitate communication with clients and pertinent third parties.

We may occasionally revise these terms.

Because banking laws vary from state to state, not all of the products or services described
on the Site are available in all geographic areas. You may not be eligible for all the products
or services described. All loans must undergo underwriting and review. Loan programs periodically change qualification criteria, and may no longer be available.

The Lending Lady owns the copyright of the images, text, screens and Web pages (or
others as indicated) appearing on the Site. The information and material may not otherwise
be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used
for public or commercial purposes.

When conducting transactions via the Site through a browser, information transmitted to us
will be governed by our privacy policy. Otherwise, unless prohibited by law, any
communication or material you transmit to us via the Site or Internet e-mail is not
considered to be confidential and The Lending Lady - Gateway Mortgage Group may use such
communication or material for any legal purpose.

We use our best efforts to include accurate and up-to-date information on the Site, but we make no warranties or representation as to the accuracy of the information.

By using the Site, you agree that all access and use of the Site and its contents are at your
own risk. You acknowledge that we specifically disclaim any liability (whether based in
contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages arising out of, or in any way connected with, your access to or use of the
Site (even if we have been advised of the possibility of such damage). This includes
liability associated with any viruses that may infect a user's computer equipment.

With regard to services or products purchased or obtained by you through the Site from a person or entity other than The Lending Lady, we make no warranty of quality or acceptability of any of the services or products provided.

You agree that your use of this Site shall be governed by Arizona state law, and agree that jurisdiction and venue shall be located in Phoenix, Arizona.

Please note that while you have the benefit of The Lending Lady's terms and privacy policy when you use the Site, if you access a third-party Web site through a link on the Site you
will be subject to the terms and privacy policies of that third-party site.